常用銀行專業(yè)詞匯wef

1、銀行專業(yè)詞匯acquiring company 收購公司 bad loan 呆帳 chart of cash flow現(xiàn)金流量表clearly-established ownership 產(chǎn)權(quán)清晰 debt to equity 債轉(zhuǎn)股diversity of equities 股權(quán)多元化 economy of scale 規(guī)模經(jīng)濟(jì) emerging economies 新興經(jīng)濟(jì) exchange-rate regime 匯率機(jī)制 fund and financing 籌資融資 global financial architecture 全球金融體系 global integration, gl

2、obal i ty 全球一體化，全球化 go public 上市 growth spurt （經(jīng)濟(jì)的）急劇增長 have one's ' two commas， 百萬富翁 hedge against套期保值 housing mortgage住房扌安揭 holdings控股，所持股份 holding company 控股公司 initial offerings 原始股initial public offerings 首次公募 irrnovative business 倉u新企業(yè) intellectual capital 智力資本 inter-bank lending 拆借 int

3、ernet customer 網(wǎng)上客戶 investment payoff period 投資冋收期 joint-stock 參股mall rat愛逛商店的年輕人means of production 生產(chǎn)要素(the)medical cost social pool for major diseases 大病醫(yī)療費(fèi)用社會統(tǒng)籌 mergers and acquisitions 并購mobile-phone banking移動電話銀行業(yè)moods人氣net potato 網(wǎng)蟲non-store seling 直銷offering 新股on l ine-banking網(wǎng)上銀行業(yè)online-fin

4、ance 在線金融online client (銀行的)網(wǎng)上客戶paper profit帳面收益physical assets 有形資產(chǎn)project fund system項目資本金制度pyramid sale 傳銷recapi tal ize資產(chǎn)重組regional corrency blocks 地區(qū)貨幣集團(tuán)regulate 調(diào)控sei 1 off 變現(xiàn)share (stock) opt io n期權(quán),股票認(rèn)購權(quán)smart card智能卡slash prices 殺價spare capacity閑置的牛產(chǎn)能力strong growth強(qiáng)勁的增長勢頭switch trade轉(zhuǎn)手貿(mào)易take

5、*-publ ic 上市tap the idle assets盤活存量資產(chǎn)transaction (銀行的)交易transfer payment from the exchequer 財政轉(zhuǎn)移支付venture-capital 風(fēng)險資本virtual bank虛擬銀行 wire transfer電子轉(zhuǎn)帳account number 帳 h 編號 depositor 存八 pay-in slip 存款單 a deposit form 存款單 a bandi ng machi ne自動存取機(jī) to deposit 存款 deposit receipt 存款收據(jù) private deposits 私

6、人存款 certificate of deposit 存單 deposit book, passbook 存折 credit card 信用卡 principal 木金 overdraft, overdraw 透支 to counter sign 雙簽 to endorse 背書 endorser背書人 to cash兌現(xiàn) to honor a cheque 兌付 to dishonor a cheque 扌門付 to suspend payment 止付 cheque, check 支票 cheque book 支票本 order cheque記名支票 bearer cheque不記名支票

7、crossed cheque 橫線支票 blank cheque空白支票 rubber cheque空頭支票 cheque stub, counterfoi 1 票根 cash cheque現(xiàn)金支票traveler's cheque 旅行支票cheque for transfer 轉(zhuǎn)帳支票outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 偽支票 bandar's note 莊票，銀票 banker銀行家 president彳亍長 savings bank儲蓄銀行 chase bank人通銀行national c

8、ity bank of new york 花旗銀行hongkong shanghai banking corporalion 匯豐銀行chartered bank of india, austral ia and china 麥加利銀彳亍 banque de i' indochine 東方匯理銀行central bank, national bank, banker's bank 中映銀行 bank of issue, bank of circulation 發(fā)行幣銀行 commercial bank商業(yè)銀行，儲蓄信貸銀行 member bank, credit bank 儲蓄

9、信貸銀行 discount bank貼現(xiàn)銀行 exchange bank 匯兌銀行 requesting bank委托開證銀行issuing bank, opening bank 開證銀行advising bank, notifying bank 通知銀行 negotiation bank 議付銀行 confirming bank 保兌銀行 paying bank付款銀行associate banker of collection 代收銀行 consi gned banker of col lection 委托銀行 clearing bank清算銀行 local bank木地銀行 domest

10、ic bank國內(nèi)銀行 overseas bank國外銀行unincorporated bank 錢莊branch bank銀行分行trustee savings bank信托儲蓄銀彳亍trust company 信托公司financial trust金融信托公司unit trust信托投資公4trust institution銀行的信托部credit department銀行的信用部commercial credit company (discount company) 商業(yè)信貸公司(貼現(xiàn)公司)neighborhood savings bank, bank of deposit 街道儲蓄所c

11、redit union合作銀行credit bureau商業(yè)興信所self-service bank 無人銀行l(wèi)and bank 土地銀行construction bank 建設(shè)銀行industrial and conunercial bank 工商銀行bank of communiceiti ons 交通銀行mutual savings bank互助儲蒂銀行post office savings bank 郵局儲蓄銀行mortgage bank, building society 抵押銀行industrial bank 實(shí)業(yè)銀行home loan bank家宅貸款銀行reserve bank

12、準(zhǔn)備銀彳亍chartered bank 特許銀行corresponding bank 往來銀行merchant bank, accepting bank 承兌銀行investment bank投資銀彳亍import and export bank (extmbank)進(jìn)出 口銀行joint venture bank 合資銀行money shop, native bank 錢莊credit cooperatives 信用社clearing house票據(jù)交換所publ ic accounting 公共會計 business accounling 商業(yè)會計 cost accounting 成本會計

13、 depreciation accounting 折ih會計 computerized accounting 電腦化會計 gen oral ledger 總帳 subsidiary ledger 分戶帳 cash book現(xiàn)金出納帳 cash account 現(xiàn)金帳 journal, day-book日記帳，流水帳 bad debts 壞帳 investment 投資 surplus 結(jié)余 idle capital 游資 economic cycle 經(jīng)濟(jì)周期 economic boom經(jīng)濟(jì)繁榮 economic recession 經(jīng)濟(jì)衰退 economic depression 經(jīng)濟(jì)蕭條

14、economic crisis 經(jīng)濟(jì)危機(jī) economic recovery 經(jīng)濟(jì)復(fù)蘇 inflation通貨膨脹 deflation通貨收縮 deval uation貨幣貶值 revaluation貨幣增值 international balance of payment 國際收支 favourable balance 順差 adverse balanee 逆羌 hard currency 硬通貨 soft currency 軟通貨 international monetary system 國際貨幣制度 the purchasing power of money 貨幣購買力 money i

15、n circulation 貨幣流通量note issue紙幣發(fā)行量national budget 國家預(yù)算national gross product 國民生產(chǎn)總值public bond 公債stock, share 股票debenture 債券treasury bill 國庫券debt chain債務(wù)鏈direct exchange直接(對角)套匯 indirect exchange間接(三角)套匯 cross rate, arbitrage rate 套匯匯率 foreign currency (exchange) reserve 夕卜匯儲備 foreign exchange fluctuation 夕卜匯波動 foreign exchange crisis 外匯危機(jī)discount 貼現(xiàn)discount rate, bank rate 貼現(xiàn)率gold reserve黃金儲備money (financial) market 金