外籍人士在華購(gòu)房置業(yè)之法律實(shí)務(wù) (2)ppt課件

1、外籍人士在華購(gòu)房置業(yè)之法律實(shí)務(wù) Real Estate Transactions of Foreigners in ChinaPRESENTED BY:Real Estate Service Committee Of Tianjin Bar Association天津市律師協(xié)會(huì)房地產(chǎn)業(yè)務(wù)委員會(huì).總體流程確認(rèn)開(kāi)發(fā)商售樓能否有合法文件購(gòu)房查詢簽署認(rèn)購(gòu)書(shū)并交定金簽署預(yù)售合同或買賣合同辦理購(gòu)房公證買賣中心辦理預(yù)售登記備案并結(jié)匯二手房買賣不需預(yù)售登記，但須報(bào)購(gòu)房地平安局審批贊同從境外或境內(nèi)外匯帳戶支付購(gòu)房款同物業(yè)公司簽署物業(yè)管理合同辦理房屋交付手續(xù)完成產(chǎn)權(quán)設(shè)立或過(guò)戶手續(xù).General Procedur

2、esCheck the licenses for house-selling of developersHouse-purchase inquiry Sign the purchase letter and pay the deposit Sign the contracts Notarize the house-purchaseTrading center for pre-sale registration and settlement (pre-sale second-hand housing transactions are not required to register, but m

3、ust be approved by Security Bureau of the purchase place)Pay the purchase with foreign exchange account inside or outside of ChinaSign the property management contract with property management companyHousing deliverySet up property rights or finish escrow procedures .簽署懇求表END簽約流程圖咨詢簽約報(bào)評(píng)價(jià)審查報(bào)銀行批貸公證處辦理

4、強(qiáng)迫執(zhí)行公證通知過(guò)戶放款凍結(jié)辦理抵押登記手續(xù)領(lǐng)他項(xiàng)權(quán)益證銀行解凍END簽署借款合同簽署借款借據(jù)簽署投保單簽署買賣合同簽署抵押登記懇求表簽署公司委托代理合同外籍人士購(gòu)房流程圖貸款購(gòu)房，含購(gòu)買二手房，一次性付款除外另外，外籍人士購(gòu)房大多項(xiàng)選擇擇專業(yè)的代理公司，與這樣的公司簽署代理合同的操作流程如下.購(gòu)買商品房的條件購(gòu)房人的資歷：境外機(jī)構(gòu)的在華分支機(jī)構(gòu)和代表機(jī)構(gòu)房地產(chǎn)企業(yè)除外；在中國(guó)境內(nèi)任務(wù)、學(xué)習(xí)時(shí)間超越一年的境外個(gè)人；港澳臺(tái)居民和華僑。購(gòu)房類型：商品房不可以購(gòu)買公房和經(jīng)濟(jì)適用房購(gòu)房用途：自用、自住采取實(shí)名制同時(shí)注明中文和外文姓名，并持有效證明中國(guó)同意來(lái)中國(guó)任務(wù)、學(xué)習(xí)的證明特別提示：目前，京津地域曾

5、經(jīng)暫停執(zhí)行限制外籍人士在該地域購(gòu)房所需的居住年限和所購(gòu)房屋數(shù)量的政策。.Requirement for Real Estate TransactionsBuyers qualifications: Chinese branches and agencies of external institutions (except for real estate companies), foreigners working or studying in China over one year, Hong Kong, Macao and Taiwan residents and overseas Chin

6、ese.Type of housing: commercial housing (public housing and economical housing are not allowed to purchase) Purchase purposes: personal useReal-name requirement ：(both Chinese name and foreign name), valid certificate are also required (certificate of Chinas ratification of foreigners working and st

7、udying in China)Special note: at present, it is suspended that the policy of restrictions on foreigners transaction requirements which are residential time and the number of housing purchasing in -Tianjin Area.所需證件、文書(shū)身份證明譯名公證或有效居住證證件需同時(shí)注有中文及外文姓名向國(guó)外及港澳臺(tái)人員租、售房屋審批表 以上證件、文書(shū)非中文書(shū)寫(xiě)的文件，需到具有翻譯資歷的翻譯公司翻譯，應(yīng)同時(shí)附經(jīng)

8、公證和認(rèn)證的中文譯本，程序：經(jīng)該外籍人士所在國(guó)公證機(jī)關(guān)公證，且經(jīng)中國(guó)駐該國(guó)使、領(lǐng)館認(rèn)證。.Certificates and Documents NeededIdentification paperNotarization of Chinese name or working license Valid residence permit (both Chinese name and foreign name)Approval form for housing rent and purchase with foreigners and Hong Kong, Macao and Taiwan res

9、identsPower of AttorneyCertificates, documents and other non-Chinese papers should be translated by qualified translation companies and be enclosed the notarized and authenticated Chinese edition. Procedures: firstly, notarization from the host country of the foreigner, secondly, the authentication

10、of Chinese Embassy in that country. .購(gòu)房資金自有資金銀行貸款，可向外國(guó)銀行或中國(guó)銀行貸款 評(píng)價(jià)由銀行來(lái)執(zhí)行選擇權(quán)由購(gòu)買者來(lái)決議) 幣種：外幣或人民幣可選擇，建議選擇人民幣貸款，這樣不用思索外幣與人民幣之間的轉(zhuǎn)換，防止匯率的變動(dòng) 貸款利率：外籍人士享用與中國(guó)人一樣的待遇，按照中國(guó)人民銀行規(guī)定的個(gè)人住房貸款利率執(zhí)行.Purchase FundTheir own fundsLoans of banks, both Chinese banks and foreign banks are allowed Appraisal is required by the ba

11、nk (option by the buyer) Currency: foreign currency and Renminbi are all acceptable (it is recommended to choose Renminbi to avoid exchange rate risk) Loan rate: foreigners are equaled with Chinese on interest rate, which is in accordance with regulations of Peoples Bank of China on loan rate of ind

12、ividual housing.購(gòu)房款結(jié)匯&支付支付幣種：人民幣兩種方式 從境外匯入 從境內(nèi)外匯賬戶支付特殊情況：因故不能完成商品房買賣的情形.PaymentCurrency of payment: RenminbiTwo ways Inward remittance from abroad From foreign currency account in ChinaSpecial circumstances: real estate transactions cannot be finished because of the reasons that.稅 費(fèi)稅費(fèi)種類三稅四費(fèi) “三稅：外商投資

13、企業(yè)、境外機(jī)構(gòu)設(shè)立代表處或分支機(jī)構(gòu)和外國(guó)個(gè)人在境內(nèi)購(gòu)買房產(chǎn)，主要交納城市房產(chǎn)稅、契稅、印花稅。購(gòu)房所交納的稅率，與中國(guó)國(guó)民交納的一樣。A.城市房產(chǎn)稅：B.契稅：C.印花稅：“四費(fèi)：產(chǎn)權(quán)登記費(fèi)、住房買賣手續(xù)費(fèi)、房產(chǎn)測(cè)繪費(fèi)、合同鑒證費(fèi)上述稅款于辦理產(chǎn)權(quán)登記前交納。.Taxes and FeesTypes of taxes and fees (three kinds of taxes and four types of dues)“Three Taxes: Urban House Tax, Deed Tax and Stamp Tax. Tax rate for foreigners and Chi

14、nese are the same.A. Urban House TaxB. Deed TaxC. Stamp Tax “Four Fees: Property Registration Fee, Housing-purchase Service Fee, Housing Mapping Fee and Contract Appraisal Fee.Taxes and Fees should be paid before the property registration.權(quán)屬登記及產(chǎn)權(quán)證件辦理以天津市為例，其他省市類似。外國(guó)人懇求登記的，該當(dāng)向登記機(jī)構(gòu)提交身份證或者護(hù)照。外國(guó)企業(yè)駐國(guó)內(nèi)機(jī)構(gòu)懇

15、求登記的，該當(dāng)向登記機(jī)構(gòu)提交代表機(jī)構(gòu)登記證。在外國(guó)和港澳臺(tái)地域登記注冊(cè)的法人或者其他組織懇求登記的，該當(dāng)向登記機(jī)構(gòu)提交有關(guān)的登記證明。懇求登記文件是外文的，該當(dāng)同時(shí)提交中文譯本。境外當(dāng)事人懇求房地產(chǎn)登記的，還該當(dāng)按相關(guān)規(guī)定辦理公證或者認(rèn)證手續(xù)并且提交相關(guān)的證件、文件。.Property Registration and Ownership CertificateTake Tianjin as example since the requirements in other cities are similar.Foreigners applying the registration should

16、 submit I.D card or passport. Chinese branches and agencies of foreign institutions applying for the registration are required to submit their registration certificate.Companies and other institutions registered abroad and in Hong Kong, Macao and Taiwan Area applying for the registration should subm

17、it the registration certificate.Chinese edition are required to enclosed when the applying documents are written by foreign languages.Parties abroad applying for the registration should also deal with notarization or authentication procedures in accordance with relevant regulations and submit releva

18、nt certificates and documents.參考中國(guó)的相關(guān)法律法規(guī)及政策包括但不限于： .Chinese relevant laws, regulations and policies referredIncluding, but not limited to “Law of the Peoples Republic of China on Administration of the Urban Real Estate “Opinion Concerning Regulating the Access to and Administration of Foreign Inves

19、tment in the Real Estate Market “Notice Concerning Regulating Problems Relating to Foreign Currency Management in the Real Estate Market “Opinion concerning adjusting housing supplying structure and stabilizing housing price “Notice of Bureau of Land Resources and Housing Management of Tianjin Munic

20、ipality Concerning Problems Relating to the Commercial Housing Purchase of Foreign Institutions, Foreigners, Hong Kong, Macao and Taiwan Residents and Overseas Chinese in Tianjin “ Notice of General Office of Peoples Government of Tianjin Municipality on Forwarding Opinions of Committee of Municipal and Rural Construction, Traffic Committee and Other Five Governmental Departments Concerning Promoting the healthy Development