《保險(xiǎn)學(xué)》課程教學(xué)大綱英文版

1、Syllabus of InsuranceCourse Name： Insurance Course Code： Credits： 3 Total Credit Hours： 48Lecture Hours： 32 Experiment Hours： 0Programming Hours： 16 Practice Hours： 0Total Number of Experimental (Programming) Projects 4 , Where, Compulsory ( 4 ), Optional ( ).School： 08 School of business Target Maj

2、or：Finance、Course Nature & AimsInsurance is the core course of finance major, which is one of the main courses in the professional training program. This course is a combination of theory and practice. Through the teaching and learning of this course, students will have a comprehensive and systemati

3、c grasp of the basic knowledge of insurance, and develop the methods and abilities of in-depth study and analysis of theoretical and practical problems in insurance. In order to realize the purpose and teaching task of combining theory and practice, it is necessary to design a vivid and feasible cou

4、rse practice session.、Course Objectives 1. Moral Education and Character Cultivation.Learn insurance theory through the course, have a comprehensive understanding of insurance related knowledge. Through the explanation of the development process and practice of insurance and the analysis of relevant

5、 theories, we can understand how the insurance theorists and practitioners think and overcome the obstacles in the development process of insurance, and help students to establish a scientific thinking method and the spirit to face the challenges in the insurance work. From the Angle of the developm

6、ent of Chinas innovation drive function of insurance subject, with outstanding contributors work as the carrier, the socialist core values education into the teaching content and teaching process each link, highlight the value guidance, knowledge and ability training and help students recognize the

7、historical law, accurately grasp the basic national conditions and master the scientific world outlook and methodology, set up the correct world outlook and values.2.Course ObjectivesThrough the study of this course, students qualities, skills, knowledge and abilities obtained are as follows：Objecti

8、ve 1. Through the study of this course, students should have a correct understanding of the nature, tasks and research objects of the course, understand the system and structure of the course, and have an overall grasp of the insurance discipline（Corresponding to The introduction ,supporting for gra

9、duation requirements index 1-2）Objective 2. Firmly grasp the basic concepts of insurance, deeply understand the basic theories of insurance, grasp the basic principles and methods of insurance, and understand the development frontier of insurance; （Corresponding to Chapter 1、2、3、4、6, supporting for

10、graduation requirements index2-2， 6-1， 10-1，11-2，11-3）Objective 3. Learn how to combine theory with practice, and master the ability to analyze practical insurance problems and specific cases with the theoretical knowledge and the principles and methods of insurance; To learn and master the thinking

11、 method of exploring general laws and theoretical generalization from insurance practice. （Corresponding to Chapter 5、7、8、9、10、11、12, supporting for graduation requirements index4-1，4-3，10-3，12-1）3. Supporting for Graduation RequirementsThe graduation requirements supported by course objectives are

12、mainly reflected in the graduation requirements indices 1-2、2-2、4-1. , as follows:Supporting for Graduation RequirementsCourse ObjectivesGraduation RequirementsIndices and Contents Supporting for Graduation RequirementsTeaching TopicsLevel of Support IndicesContentsObjective 11. Literacy in basic va

13、luesIndex 1-2:1-2. Establish firmly a positive outlook on the world, life and truth.The introductionM Objective 22.Comprehensive knowledge ability10.Professional competence11. Social adaptability2-2.10-1.11-3.2-2. Understand the core concept of finance and its substantive areas, and perform ordinary

14、 business analysis and functions.10-1.Construct proprietary architectonic systme of finance through a thorough understanding of financial knowledge.11-3. Adapt to the ever-changing environment of financial theory and practice and keep pace with the developmentChapter1、2、3、4、6HObjective 34：Practical

15、application ability10：Professional competence12：Career development ability4-1.4-3.10-3. 12-1.4-1. Use flexibly the acquired professional knowledge in financial practice.4-3. Apply principles of modern finance and economics as well as analytical tools to cope with practical challenges while conductin

16、g scientific research.10-3.Build wide-ranging professional expertise and enhance professional ability in analyzing and solving problems through their own body of knowledge.12-1. Master the professional theories and knowledge of finance, management, economics, and trade related to finance, which pave

17、 the way for future career development.Chapter5、7、8、9、10、11、12H、Basic Course Content The introduction (supporting course objectives 1)Teaching Requirements: Through the analysis of the basic situation of the insurance industry, from the perspective of the number of insurance companies, insurance pre

18、mium income, insurance asset management, etc., the overall situation of the insurance industry will be shown to students, so that students can have a macro understanding of insurance. Then the teaching content of this semester is introduced. Students are required to master the overall situation of t

19、he insurance industry, understand the number of insurance companies, be familiar with the basic operation, understand the role of the insurance industry on ourselves, and have the ability to analyze insurance problems as a whole.Key Points：The overall state of the insurance industryDifficult Points：

20、What the insurance industry does to usChapter 1. Risk and risk management (supporting course objectives 2)1.1 Risk overview1.2 Risk management1.3 Insurable risks1.4 Insurance overvments: Through the study of risk definition, risk characteristics, risk management methods, insurable risk chiewpractice

21、 Teaching Require Through the study of risk definition, risk characteristics, risk management methods, insurable risk characteristics and factors, insurance basic knowledge and insurance production process, students are required to master the specific methods of risk management. Understand the conce

22、pt of risk, the development of insurance, the emergence and development of insurance theory. Understand the basic characteristics of risks, judge different types of risks, understand the conditions of insurable risks, and distinguish insurable risks from insurable risks; Understand the concept and e

23、lements of insurance. Ability to identify and manage risks.Key Points：Risk management, insurance elementsDifficult Points：Conditions for insurable riskChapter 2 The origin and development of insurance (supporting course objectives 2)2.1T the emergence of ancient insurance thoughts2.2The emergence an

24、d development of Marine insurance2.3The generation and development of other insurance2.4Characteristics of the development of the worlds insurance industry2.5 Development of Chinas insurance industryTeaching Requirements: By studying the ancient Chinese and foreign insurance, the emergence and devel

25、opment of Marine insurance, origin and development of other insurance, the characteristics of the worlds insurance industry development, the development of insurance industry in our country, students are required to master the emergence and development of Marine insurance, understand the thinking of

26、 the ancient insurance, origin and development of other insurance, familiar with the characteristics of the world insurance industry development, understand the twists and turns in the development of the insurance industry in our country, have a dialectical view on the problems existing in the devel

27、opment of insurance industry.Key Points： The birth and development of Marine insuranceDifficult Points：The development of Chinas insurance industryChapter 3 The function of insurance (supporting course objectives 2) 3.1 Functions of insurance3.2The role of insuranceTeaching Requirements: Through stu

28、dy the basic functions and derivative functions of insurance, insurance of the microeconomic and macroeconomic effect, insurance and other economic activities and the system of comparison, asked the students to master the basic functions of insurance, insurance compensation and insurance payment fun

29、ction, the microeconomic effect and safe of the macroeconomic effect, familiar with disaster prevention security insurance, financing and social management, and other functions of derived, understand the role of the insurance scope, understand insurance compared with other similar economic behavior

30、and system, which has the function of the dialectical view of insurance and the role of ability.Key Points：Functions of insuranceDifficult Points：Functions of insuranceChapter 4 Insurance classification (supporting course objectives 2) 4.1 sSignificance of insurance classification4.2 Macro classific

31、ation of insurance4.3 Classification of commercial insuranceTeaching Requirements: By learning the meaning of classification of insurance, the insurance of macroscopic classification, the classification of commercial insurance, demand the students master the insurance business classification criteri

32、a and classification methods, familiar with insurance classification methods, understanding the social insurance, the insurance classification of macro policy insurance and commercial insurance characteristics, understand the classification of insurance to the insurer, the insurance regulator, the m

33、eaning of the buyer, have to distinguish between social insurance, policy insurance and commercial insurance difference.Key Points：Classification of commercial insuranceDifficult Points：The macroscopic classification of insuranceChapter 5 Insurance contract (supporting course objectives 3) 5.1 Conce

34、pt and characteristics of insurance contract5.2Form of insurance contract5.3 Subject and object of an insurance contract5.4 Conclusion and main contents of the insurance contract5.5 Modification and termination of the insurance contract5.6Tnterpretation of insurance contracts and settlement of dispu

35、tes5.7 Principles of insuranceTeaching Requirements: Through the study of the concept and characteristics of the insurance contract, the form of the insurance contract, the subject and object of the insurance contract, the conclusion and main content of the insurance contract, the change and termina

36、tion of the insurance contract, the interpretation and dispute settlement of the insurance contract, the principles of insurance. Demand the students master the subject, object of insurance contract, insurance contract is concluded and the main contents of the change and termination of insurance con

37、tract, familiar with the form of insurance contract, and the handling of disputes over the interpretation of insurance contract, understanding of the concept and characteristics of the insurance contract, have combined insurance theory and practice ability of analyzing problems.Key Points：The subjec

38、t and object of insurance contract, the conclusion and main content of insurance contract, insurance principleDifficult Points：Insurance principleChapter 6 Insurance market, insurance regulation (supporting course objectives 2)6.1 Overview of insurance market6.2 Insurance demand 6.3 Insurance supply

39、 6.4 Law of supply and demand in the insurance market6.5Insurance regulation Teaching Requirements: Through the study of insurance market overview, insurance demand, insurance supply, insurance regulation. Require students to master the laws of supply and demand in the insurance market, insurance ma

40、rkets handling of moral hazard and adverse selection problem, familiar with the decision of the insurance requirements, understand the factors that influence the insurance demand factors influencing the supply of insurance, understanding the reasons of insurance regulation, understand the concept of

41、 insurance market, constituent elements, regulatory way, theory of regulation, regulatory agencies and regulatory content, have the ability to apply the insurance theory to analyze market changes.Key Points：Insurance demand, insurance supplyDifficult Points：Law of supply and demand in insurance mark

42、etChapter7 Insurance rates (supporting course objectives 3)7.1 Law of large Numbers and its application in insurance7.2 Principles and methods of determining premium rates7.3Determination of life insurance rates7.4 Determination of premium rates for property insuranceTeaching Requirements: By learni

43、ng the law of large Numbers and its application in insurance, the principle and method of determining premium rate, the premium rate of life insurance, the premium rate of property insurance. Students are required to master the determination of the premium rate of lump sum payment and installment pa

44、yment in life insurance, to be familiar with the three principles and three methods of determining the premium rate, to understand the determination of the premium rate of property insurance, to understand the application of the three laws of large Numbers in insurance, and to be able to calculate t

45、he premium rate using insurance theoryKey Points：Life insurance premium rate determination, property insurance premium rate determinationDifficult Points：Life insurance rate determinationChapter8 Insurance reserves and insurance investments (supporting course objectives 3)8.1Iinsurance reserve and i

46、ts provision8.2 Overview of insurance investment8.3Organizational mode of insurance investment8.4 Form of insurance investmentTeaching Requirements: Through the study of insurance reserve and its withdrawal, insurance investment overview, insurance investment organizational model, insurance investme

47、nt form. Students are required to master the non-life insurance reserve and its withdrawal, life insurance reserve and its withdrawal, be familiar with the traditional and new forms of insurance investment, understand the organizational model of insurance investment, understand the main composition

48、of insurance investment funds, and have the ability to enter the insurance industry and participate in the investment of insurance funds in the futureKey Points：Non-life insurance reserve and its withdrawal, life insurance reserve and its withdrawalDifficult Points：Life insurance reserve and its pro

49、visionChapter9 Insurance operation (supporting course objectives 3)9.1 Characteristics and principles of insurance operation9.2Insurance exhibition9.3 Insurance underwrite9.4 Insurance claimsTeaching Requirements: Through the study of the characteristics and principles of insurance business, insuran

50、ce exhibition, insurance underwriting, insurance claims. Demands students to master the proportion in the insurance claims for compensation, the first way of risk compensation, limitation of liability of compensation, be familiar with the process of insurance claims, understand insurance several way

51、s of acquisition, understand the main points of the life insurance and property insurance underwriting, understand the insurance product and characteristics, understand the insurance management principle, have the ability to participate in the insurance practice into the insurance industry in the fu

52、ture.Key Points：Insurance claimsDifficult Points：Insurance underwritingChapter 10 Reinsurance (supporting course objectives3)10.1Reinsurance overview10.2Types of reinsuranceTeaching Requirements: By learning summary of reinsurance, reinsurance, demand the students master the reinsurance scale reinsu

53、rance and disproportional reinsurance, mastery of proportion reinsurance and excessive forehead reinsurance of reinsurance, the difference between master of non-proportional reinsurance catastrophe xl insurance, excess of loss reinsurance, the difference between the excess loss ratio reinsurance, fa

54、miliar with the similarities and differences in insurance and reinsurance, understand the four functions of reinsurance, understand the fixed reinsurance contract, temporary reinsurance contract, make an appointment to the definition of the reinsurance contract, have the judgment insurance separated

55、 or accept insurance to the amount of capacity.Teaching emphasis: Teaching difficulties:Key Points：Types of reinsuranceDifficult Points：Types of reinsuranceChapter 11 Property insurance (supporting course objectives3)11.1 Overview of property insurance11.2 Enterprise property insurance11.3 Family pr

56、operty insurance11.4Motor vehicle insuranceTeaching Requirements: Through learning summary of property insurance, business property insurance, the family property insurance, motor vehicle insurance, demands students to master enterprise property insurance features and content, the family property in

57、surance, content and characteristics of motor vehicle insurance and content, familiar with the various types of property insurance of the subject matter, understand the relationship between the insurance amount of property insurance and insurance value, understanding the present situation of the pro

58、perty insurance all risks, a practice that can be accurate to insurance customers the ability of all kinds of insurance function.Key Points：Insurance liability of enterprise property insurance, family property insurance, motor vehicle insuranceDifficult Points：Insurance liability of enterprise prope

59、rty insurance, family property insurance and motor vehicle insuranceChapter 12 Life insurance (supporting course objectives 3)12.1 Overview of life insurance12.2 Life insurance12.3 Personal accident insurance12.4 Health insuranceTeaching Requirements: By learning summary of personal insurance, life

60、insurance, personal accident insurance, health insurance, demand the students master the life insurance summary of features and content, life insurance and content, and person accident injury insurance features and content, health insurance and content, familiar with the commonly used of all kinds o