新編大學(xué)實(shí)用英語教程第二冊5單元

PersonalFinance

NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程Ⅰ.ListeningandspeakingⅡ.ReadingⅢ.GrammarV.WritingⅣ.TranslationVI.Enjoyyourself

Unit5

NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

ObjectivesAfterstudyingthisunit,thestudentsareexpectedtobeableto▲talkaboutbankingservices.▲usethewordsandexpressionsinthetextsandsummarizethemainideaofthepassage.▲usesubjunctivemood.▲usethetranslationskillslearnedinthepreviousunits.▲writeI.O.U.andreceipts.NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

BackgroundknowledgeTheGreatDepression（大蕭條）startedafterOctober29,1929,knownasBlackTuesday.ItbeganintheUnitedStatesandquicklyspreadtoEuropeandeverypartoftheworld,withdevastatingeffectsinboththeindustrializedcountriesandthosewhichexportedrawmaterials.Internationaltradedeclinedsharply,asdidpersonalincomes,taxrevenues,pricesandprofits.Citiesallaroundtheworldwerehithard,especiallythosedependentonheavyindustry.Constructionwasvirtuallyhaltedinmanycountries.Farmingandruralareassufferedascroppricesfellby40to60percent.Miningandloggingareashadperhapsthemoststrikingblowbecausethedemandfellsharplyandtherewerefewemploymentalternatives.TheGreatDepressionendedatdifferenttimesindifferentcountries.Themajorityofcountriessetupreliefprograms,andmostunderwentsomesortofpoliticalupheaval（劇變）,pushingthemtotheleftorright.Democracywasweakenedandonthedefensive,asdictatorssuchasHitler,StalinandMussolinimademajorgains,whichhelpedsetthestageforWorldWarIIin1939.NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

Part1ListeningandSpeakingSupplementarywordsandexpressionsBankingSectorEconomicsector電子銀行electronicbank經(jīng)濟(jì)危機(jī)economiccrisis電話銀行telephonebank經(jīng)濟(jì)衰退economicdecline個(gè)人電腦銀行PCbank經(jīng)濟(jì)騰飛economicliftoff智能卡smartcards經(jīng)濟(jì)轉(zhuǎn)型economictransition身份證號碼PINnumber經(jīng)濟(jì)穩(wěn)定economicstabilization種類代碼sortcode經(jīng)濟(jì)體制economicsetups銀行賬戶bankaccount經(jīng)濟(jì)壟斷economicmonopoly活期存款賬戶currentaccount經(jīng)濟(jì)秩序economicorder銀行存款bankdeposit經(jīng)濟(jì)繁榮economicprosperity銀行利息bankinterest經(jīng)濟(jì)命脈economicifeline銀行存折bankpassbook經(jīng)濟(jì)復(fù)蘇economicresurgence《經(jīng)濟(jì)學(xué)人》雜志TheEconomist皮爾森(英國傳媒集團(tuán))PearsonNewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

AtaBankLIsteningPracticeSectionASituationaldialoguesDirections:Youwillheartwosituationaldialoguesinthissection.Eachdialoguewillbespokentwice.Listencarefullyanddotheexercises.Task1

ListentoConversation1anddecidewhetherthefollowingstatementsaretrue(T)orfalse(F).Therearemanydifferentservicesofferedbybanks.2.Peopleusuallypaythebankaservicechargeforasavingsaccount.3.Depositmeanspeoplekeeptheirmoneyinthebank.4.Peopledeposittheirmoneywhichtheydonotneedrightnowinacheckingaccount.5.Bankswillpayinterestonthesavingsaccount.NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

ListeningScriptClerk:Goodmorning,canIhelpyou?Customer:Iknowbanksoffermanydifferentservices.Couldyoupleasetellmewhatthedifferencebetweenacheckingaccountandasavingsaccountis?Clerk:Well,withacheckingaccount,peopleputtheirmoneyinthebandandwritecheckstobuythings.Theyusuallypaythebankaservicechargeforacheckingaccount.Customer:Whataboutasavingsaccount?Clerk:Peopledeposittheirmoneytheydonotneedrightnowinasavingsaccount.Theycanwithdrawitwhentheyneedit.Becausethemoneywillstayinthebankandthebankcanusethemoney,ofcourse,thebandwillpayinterestonthesavingsaccount.Customer:Oh,Isee.Thanks.NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

Task2

ListentoDialogue2andmakeyourchoice.Whydoesthecustomercomehere?A.forbusinessB.forholidaysC.forsavingmoneyD.forwithdrawingmoney2.Whattypeofaccountdoesthecustomeropen?A.Asavingsaccount.B.Acheckingaccount.C.Loans.D.Acreditcardaccount.3.What’stheminimumdepositforopeningacheckingaccount?A.＄25B.＄15.C.＄35.D.＄20.4.Howmuchisthecustomergoingtodeposit?A.＄2,500.B.＄200.C.＄2,000.D.＄1,200.5.Whatdoesthecustomerneedtoshowtodepositmoney?A.apassportB.aaddressC.adrivinglicenseD.allofthemNewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

ListeningScriptCustomer:Excuseme,sir.Iwanttoopenanaccount.Clerk:Whattypeofaccountdoyouwant,asavingsaccountoracheckingaccount?Customer:I’mnotsure,I’mhereforholidaysandwillstayforamonth.Clerk:Inthatcase,Isuggestyouopenacheckingaccount,sothatyoucanpayyourbillsbycheck.Customer：That’sagoodidea.What’stheminimumdepositforopeningacheckingaccount?Clerk:Ourminimumdepositforcheckingaccountis$25.Howmuchareyougoingtodeposit,ma’am?Customer:Oh,$2’000.Clerk:Verygood,ma’am.Pleasefillintheapplicationformandsignyournamehere.Customer:Sure.Clerk:WouldyoupleaseshowmeyourpassportorIDcard?Customer:Hereyouare.CanIwriteachecknow?Clerk:Yes.Hereisacheckbook.Customer:Thanksforyourhelp.Clerk:Youarewelcome.NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

SectionBListeningpassagesTask1Directions:Inthissectionyouwillhearonerecordedshortpassagewithsomewordsorphrasesmissing.Thepassagewillbereadthreetimes.Pleasewritedownthemissingwordsorphrasesaccordingtowhatyouhear.Whenitcomestopersonalfinanceissuesmanycollegestudentsrelyontheirparentsorotherfamilymemberstohelpwhileotherswingitandwindupspendingtheirstudentloansuprightaway.Itisimportant,whenfirststartingcollege,tobegintounderstandhowtomanagemoney.Forinstance,aportionofthestudentloansandmonetarygiftsshouldbeinvested.Theycanthenbeusedtohelppaybackpartofthestudentloanswhenthestudentexitscollege.NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

Task2Directions:Inthissectionyouwillheararecordedshortpassagewithfivequestions.Thepassagewillbereadthreetimes.Pleaseanswerthequestionsaccordingtowhatyouhear.1.Generallywheredoesthekids’moneycomefrom?Themoneyeithercomesfromparentsorkidsmakeitthemselves.2.Whatplanshouldyouteachyourkidslearntowrite?Aspendingplan.3.Whatdoyourkidsoftenspendmoneyon?Cloths,snacks,bus,gasoline,giftsandrecreation.4.Whichshouldbelower,thetotalmonthlyexpensesorthemonthlynetincome?Thetotalmonthlyexpenses.5.Whatdothetotalmonthlyexpensesmean?Theymeanhowmuchkidsspendmonthly.NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

ListeningScriptWhetheryougivethemmoneyortheymaketheirownmoney,teachyourkidshowtowritedownaspendingplan.Onasheetofpaper,writedowntheirmonthlynetincomeandtheirexpenses.Listeverythingtheyusetospendmoneyon,suchascloths,snacks,bus,gasoline,giftsandrecreation.Subtractthetotalmonthlyexpensesfromthemonthlynetincomeandseehowmuchisleft.Explaintoyourchildrenthatmonthlyexpensesmustbelowerthannetincomeandthatbudgetingisagoodwaytotakecontroloftheirfinances.NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

OralPracticeDirections:Readloudlyandfluently.Clerk:Hello,canIhelpyou?Customer:I’dliketoopenanaccount,please.Clerk:Wouldyoulikeasavingsaccountorcheckingaccount?Customer:Acheckingaccount,please.Clerk:Ok.WouldyoupleaseshowmeyourIDcard?Customer:Sure.Hereyouare.Clerk:Thanks.Couldyoufilloutthisform,please?Customer:Ofcourse.Hereistheform.Clerk:Right.Hereisyourbankbook.Customer:Thankyou.Clerk:You’rewelcome.NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

savingsaccount儲蓄賬戶checkingaccount支票賬戶openanaccount開戶netincome凈收入wingit即興windup忽悠PhrasesinthelisteningWordsinthelistening★accountn.賬戶◆depositv.儲蓄，存錢◆bankbookn.銀行存折★withdrawv.取回★loann.貸款★passportn.護(hù)照◆portionn.部分※monetaryadj.貨幣的，財(cái)政的★investv.投資★expensen.開銷★gasolinen.汽油※recreationn.娛樂※subtractv.減去◆budgetn.預(yù)算NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

Activity1Directions:Workinpairs.Supposeyouareacustomerandyourpartneristheclerk.Youwanttocashsometraveler’schecks.Makeadialoguewiththefollowingsentences.1.Couldyoucash...forme?2.Howmuch...?3.Howwouldyoulikethem(yourmoney)?4.Infifties/hundreds,itdoesn’tmatter.5.Pleasesignyournamehere.Activity2Directions:Workinpairs.Pleasemakeupyourowndialoguesbasedonthefollowingsituations,andyoumayrefertothesentencesinFunctional-sentenceBank.Situation1:You(studentA)areworkingatabank.AcustomercomestoexchangesomeUSdollarsintoRMB.YoushouldaskwhatamountofUSdollarsistobechangedandtellhimtoday’sforeignexchangerate.Situation2:You(studentB)areacustomer.You’dliketochangesomeUSdollarsintoRMB.Yougotothebank.Askandanswerquestions.Activity3Directions:Yousetupasituationofyourownatabankandmakeupadialoguewithyourpartner.NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

Functional-sentenceBank1.Iwanttoopenanaccount.我想開個(gè)賬戶。2.Whattypeofaccountdoyouwant,asavingsaccountoracheckingaccount?

你想開個(gè)什么賬戶，儲蓄賬戶還是支票賬戶？3.Couldyoupleasetellmewhat’sthedifferencebetweenacheckingaccountandasavingsaccount?請問儲蓄賬戶和支票賬戶有什么區(qū)別嗎？4.What’stheminimumdepositforopeningacheckingaccount?開支票賬戶最少需要存多少錢？5.I’dliketochangesomeUSdollarsintoRMB.我想把美元兌換成人民幣。6.WhatamountofUSdollarsistobeexchanged?

你想兌換多少美元？7.WouldyoupleasetellmehowtouseATM?請問自動取款機(jī)怎么使用？8.WouldyoupleaseshowmeyourpassportorIDcard?請出示您的護(hù)照或身份證。NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

9.CouldIhaveyourfullname,please?請告知我您的全名。10.Andyouraddress?您的地址呢？11.Wouldyoulikethetelephonebankingjustforyourcurrentaccountorformorethanoneaccount?您的電話銀行是用活期存款賬戶呢還是再重新開一個(gè)？12.CouldIhaveyouraccountnumber,please?請告知我您的活期存款賬戶的號碼，好嗎？13.Pleasefillintheapplicationformandsignyournamehere.請?zhí)畋聿⒃诖撕灻?4.I’dliketowithdrawsomemoney.我想取錢。15.Couldyoutellmemybalance?你能告訴我余額還有多少嗎？16.Howdoyouwantthemoney?你想要多少面值的錢？17.What’syouraccountnumber?你的帳號是多少？NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

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18.WilltherebeanyservicechargeifIwithdrawmoneyinanothercity?如果我在其他城市取錢要交服務(wù)費(fèi)嗎？19.Iwanttoclosemyaccount.我想注銷賬戶。20.Iwanttotransfersomemoneyfrommysavingstochecking.我想把活期賬戶上的錢轉(zhuǎn)些到支票賬戶上。21.Couldyoucashthesetraveler’schecksforme,please?你能把這些旅行支票兌換成現(xiàn)金嗎？22.Howwouldyoulikethem(yourmoney)?你想要多少面值的錢？23.Infiftyyuanbills,please.50元一張的。24.Inhundredsandsomefifties,please.百元的和幾張50元的。25.Pleasesignyournamehere.請?jiān)谶@里簽名。NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

LearningTips朗讀與想象（ReadingandImagining）記單詞的第一個(gè)步驟是大聲朗讀。先將整句話讀幾遍，然后把單詞單獨(dú)讀幾遍。讀的時(shí)候，腦海中要根據(jù)它的發(fā)音來“描繪”它的字形。經(jīng)常做這種練習(xí)的人，只要口中朗讀單詞的讀音，眼前就會浮現(xiàn)出這個(gè)單詞的形象。要注意看到的是整個(gè)字，而不是單個(gè)的字母。接著，眼睛離開書本，把整個(gè)句子復(fù)誦一兩遍，然后復(fù)誦您要背的單詞。這樣單詞就會記得非常牢固。NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

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Part2ReadingTextAMyPersonalFinanceStory(1)SuggestionsforteachersActivity1—4isdesignedtobedoneinclass,AsforActivity5,Teacherjustletsstudentsdoitafterclass.Whilereadstheirsummaries,Teacherneedn’tcorrecttheirmistakes,justgivesstudentssomecommentstoencouragethemtowrite.TextAMyPersonalFinanceStory(1)Pre-readingtask:discussthefollowingquestions1.Howdoyouusuallymanageyourmoney?2.Nowmanyyoungpeoplelivefrompaychecktopaycheck.TheyarecalledMoonlightClan.Howaboutyou?3.Doyouknowsomegoodwaysofmanagingmoney?NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

(1)Ihavealwaysthoughtthere’sonlyoneformulainmakingmoney.Thatisworkinghardandattheendofeachmonth,yougetyourpaycheck.Growingupinafamilyoffarmers,Ihaveseenwhatworkinghardreallymeans.I’veexperiencedwakingupearlyinthemorning,goingtothefarm,plantingorharvestingriceuntilthesunsetsin.Whenyougohomeafteralongdayofworking,theachingmusclessaysitall.ItisHARDwork.I’velearnedfrommyparentsthatifyouwanttohavesomemoney,youhavetoworkforit.Thatwasmyfirstmoneyhabit—worktoearn.參考譯文：我一直認(rèn)為賺錢只有一種方法，那就是你辛苦地工作，到月底領(lǐng)薪水。生長在農(nóng)民家庭，我看到了什么是真正的辛苦。我體驗(yàn)過早晨早早起床、去下地、種或者收稻子，一直干到太陽落山。勞累了一天之后回到家，渾身肌肉酸痛說明了一切。這就是辛苦的工作！我從父母那里知道了，如果你想有錢，就必須工作。這就是我的第一個(gè)賺錢習(xí)慣——工作去賺錢。句子解析：1.Growingupinafamilyoffarmers,Ihaveseenwhatworkinghardreallymeans.Growingupinafamilyoffarmers為現(xiàn)在分詞短語做狀語，表示時(shí)間。例如：Enteringtheroom,shewassurprisedtoseeastrangersittingthere.她進(jìn)屋時(shí)，看到一個(gè)陌生人坐在那里很驚訝。whatworkinghardreallymeans為賓語從句。2.I’velearnedfrommyparentsthatifyouwanttohavesomemoney,youhavetoworkforit.that引導(dǎo)賓語從句，做learned賓語；if引導(dǎo)條件狀語從句。NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

(2)WhenIwasinCollege,Iwantedverymuchtohelpmyparentspayformyeducation.Soinmyown

littleway,Ialsotriedtomakemoneybyapplyingasstudentassistanttooneoftheuniversities’projects.It

doesn’tpaymuchsinceitisagovernmentprojectbutenoughtopaysomeofmydailyexpensesandgrowmyconfidence.參考譯文：上大學(xué)時(shí)，我特別想幫父母分擔(dān)我的學(xué)費(fèi)。所以我試著用自己的方式賺錢。我申請?jiān)诖髮W(xué)里一個(gè)項(xiàng)目組做學(xué)生助理。這是政府的項(xiàng)目，所以給錢不多，但足夠應(yīng)付我的日常開銷，并增加了我的自信心。NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

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(3)Aftergraduating,IimmediatelystartedworkasamainframeprogrammerforamultinationalITcompany.TheofferIgotthenwasaround16,000dollarswhichwasBIGmoneythenforsomeonewho’sfreshoutofcollegeanddoesn’thavemuchworkingexperience.Iworkedveryhardandwasfortunateenoughtobepromotedalmosteveryyear.參考譯文：畢業(yè)后，我立刻到一個(gè)跨國IT公司做主機(jī)程序員。我的年薪是16000美元，這對于一個(gè)剛出校門且沒有多少工作經(jīng)驗(yàn)的人來說，已經(jīng)是個(gè)大數(shù)目了。我非常努力地工作，而且很幸運(yùn)幾乎每年都能升職。句子解析：TheofferIgotthenwasaround16,000dollarswhichwasBIGmoneythenforsomeonewho’sfreshoutofcollegeanddoesn’thavemuchworkingexperience.Igot為定語從句，省略了關(guān)系代詞that/which，修飾offer；whichwasBIGmoneythenforsomeone…為定語從句，修飾16,000dollars；who’sfreshoutofcollegeanddoesn’thavemuchworkingexperience為定語從句，修飾someone。NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

(4)Asmypaycheckincreased,myappetiteforconsumptionalsoincreased.Iboughtarefrigerator,awashingmachine,gasstove,shoes,etc,ALLatthesametime,EVENwhenIdidn’thavethemoneytopayforit.Ijustusedmynewcreditcard!That’swhenmydebtstartedtopileup.The“easy”monthlypaymentsneverliveduptoitspromise.Nomonthlypaymentwaseasy,especiallywhenyouonlyhaveyourpaychecktorelyon.Asmydebtseeminglyincreasedeverymonth,Ialsohadtoworryaboutpayingmymonthlyhouserental,buyinggroceries,eatingoutwithfriends,andmore.ThereweretimeswhenIwassooutofmoneyIevenhadtodo“cashadvance”onmycreditcard.Assomeofyoumightknow,yougettopayahefty“fee”fordoingacashadvance.Thisisontopoftheamountofmoneyyouactually“advanced”.Myalreadybigdebtballoonedevenmore!IwassoashamedofhavingtodocashadvancethatIpromisedrightthereandthenIhadtopayformydebtnomatterwhat.Ihadtolearnhowmoneyworks.Ihadtofigureitoutnomatterwhat.Ihadnochoice.(TobeContinued)NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

參考譯文：隨著我的薪水越來越多，我的消費(fèi)欲望也越來越強(qiáng)烈了。我買了冰箱、洗衣機(jī)、燃?xì)庠?、鞋子等等。都是一次買回來的，盡管我當(dāng)時(shí)沒有那么多現(xiàn)金付款。我用的是信用卡！就是從這時(shí)候起我開始欠債了。每月“輕松的”刷卡消費(fèi)卻從來沒有在還款日還清過欠款。從來就沒有“輕松的”刷卡消費(fèi)，尤其當(dāng)你只是個(gè)工薪族時(shí)。很明顯我的債務(wù)越來越多，我不斷地為支付房租、購物、與朋友出去吃飯等發(fā)愁。有時(shí)候我沒錢花了，甚至不得不信用卡提現(xiàn)。你們可能知道，信用卡提現(xiàn)需要付“高額的”手續(xù)費(fèi)。要遠(yuǎn)遠(yuǎn)超過你實(shí)際“預(yù)支”的錢。我欠款已經(jīng)很多了，現(xiàn)在更是債臺高筑。我為自己信用卡提現(xiàn)感到羞愧，每次都當(dāng)場發(fā)誓：不管有多少欠款，我一定還清。我必須學(xué)會如何賺錢。不管怎樣，我一定要搞清楚。我別無選擇。（待續(xù)）句子解析：1.That’swhenmydebtstartedtopileup.whenmydebtstartedtopileup為表語從句。NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

2.ThereweretimeswhenIwassooutofmoneyIevenhadtodo“cashadvance”onmycreditcard.when引導(dǎo)定語從句，修飾times。例如：ThereweretimeswhenImissedhavingafatherinmylife.有時(shí)，我渴望生活中能有一位父親。3.Thisisontopoftheamountofmoneyyouactually“advanced”.youactually“advanced”為定語從句，省略了關(guān)系代詞that/which，修飾money。4.IwassoashamedofhavingtodocashadvancethatIpromisedrightthereandthenIhadtopayformydebtnomatterwhat.so…that…結(jié)果狀語從句，“如此……以致于……”。Ihadtopayformydebt為賓語從句；nomatterwhat“無論什么”，為讓步狀語從句。Nomatter可以和where,how,who,等連用。例如：NomatterwhatjobIhad,Iwantedtobethelead.無論我做什么工作，我都想爭第一。NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

Newwords1.◆finance[fa?'n?ns]n.財(cái)政；金融v.負(fù)擔(dān)經(jīng)費(fèi)e.g.Heisanwell-knownexpertinfinance.他是知名的金融專家。financial[fa?'n?n??l]adj.金融的；財(cái)政的，財(cái)務(wù)的e.g.AndIgotthefinancialsupportaftertwoyears.兩年后我終于取得了獎學(xué)金。2.◆formula['f??mj?l?]n.準(zhǔn)則；[數(shù)]公式；配方e.g.Thereisnosimpleformulaforthiskindofthing.對于這種表達(dá)式是沒有簡單的公式。3.◆paycheck[pe?t?ek]n.付薪水的支票，薪水e.g.Areyounotsatisfiedwithyourcurrentpaycheck?你對現(xiàn)在的薪水不滿意嗎？4.★muscle[m?sl]n.肌肉；力量；v.加強(qiáng)e.g.Hismuscledidnotrelaxintheleast.他的肌肉一點(diǎn)也沒放松。5.★assistant[?s?st?nt]n.助手，助理，助教adj.助理的e.g.Theassistantisreadyforyou,sopleasegorightover.助理已經(jīng)準(zhǔn)備好了，請你直接去那里吧。assist[?s?st]v.幫助；促進(jìn)n.幫助e.g.Pleaseassistherinmovingthefurniture.請幫助她搬家具。assistance[?s?st?ns]n.援助，幫助；輔助設(shè)備6.※mainframe[me?nfre?m]n.[計(jì)]主機(jī)；大型機(jī)e.g.Thiscontentisnottranslatedonthemainframe.在大型機(jī)上這個(gè)內(nèi)容不需要轉(zhuǎn)換。NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

7.※programmer[pr??gr?m?]n.[自][計(jì)]程序設(shè)計(jì)員e.g.Thecomputerprogrammerbotched(up)thejobandhadtostartover.計(jì)算機(jī)程序設(shè)計(jì)員把文件弄壞了，只好重做。8.※multinational[m?lt?'n??n?l]adj.跨國公司的；多國的n.跨國公司e.g.Whenhegraduated,hegotajobasasoftwareengineeratalargeEgyptiancompanyandlateratlargemultinationalfirm.畢業(yè)后，他在埃及一家大公司里找到一份軟件工程師的工作，后來到一家大型跨國公司任職。9.◆fortunate[f?rt??n?t]adj.幸運(yùn)的；僥幸的；吉祥的e.g.Onthewholeshecountedherselfafortunatewife.總的來說，她認(rèn)為自己是一個(gè)幸運(yùn)的妻子。fortunately[f?rt??n?tl?]adv.幸運(yùn)地e.g.Fortunately,youhavethepowertochangeallthat.幸運(yùn)的是，你還有能力去改變所有這一切。lucky[l?k?]adj.幸運(yùn)的；僥幸的fortune[f?rt??n]n.運(yùn)氣；財(cái)富；命運(yùn)；v.給予財(cái)富10.◆appetite[?p?ta?t]n.食欲；嗜好e.g.Thesedishescanquickenyourappetite.這些菜肴能刺激你的食欲。NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

11.◆consumption[k?ns?mp??n]n.消費(fèi)；消耗；肺癆e.g.Waterconsumptiondecreasedduringthewinter.冬季期間水消耗量減少。consume[k?nsju?m]v.消耗，消費(fèi)；揮霍consumer[k?nsju?m?]n.消費(fèi)者；用戶，顧客e.g.Butourtargetconsumershopsinthosestores.但我們的目標(biāo)消費(fèi)者卻在這些商店。12.※seemingly[si?m??l?]adv.看來似乎；表面上看來e.g.But,howcanwequantifyandmeasuretheseseeminglyintangibleelements?但是，我們?nèi)绾瘟炕秃饬窟@些看似無形的元素呢？13.※rental[rent(?)l]n.租金收入，租金；租賃adj.租賃的e.g.Thelandleasesatamonthlyrentalof$500.這塊地以每月500美元出租。rent[rent]n.租金v.出租；租用14.※grocery[gr??s(?)r?]n.食品雜貨店e.g.Hermotherbeganoperationofasmallgrocery.她母親開始經(jīng)營一家小雜貨店。15.※hefty[heft?]adj.異常大的；重的adv.非常；強(qiáng)有力地e.g.Theysoldtheshopeasilyandmadeaheftyprofit.他們賣那個(gè)店很容易，并賺了一大筆錢。16.※balloon[b?lu?n]v.激增；膨脹如氣球n.氣球e.g.Herskirtballoonedinthewind.她的裙子讓風(fēng)吹得鼓起來了NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

Usefulexpressions1.pileup堆積；積累e.g.Carsoftenpileuphereintherushhours.在交通擁擠時(shí)刻汽車往往在這里擠成一團(tuán)。2.liveupto不辜負(fù)，做到，實(shí)踐e.g.Hefindsithardtoliveuptohisideals.他認(rèn)為很難按自己的理想辦事。3.beoutof沒有，缺乏；在……外；不和諧e.g.Sorry,we’reoutoftea.Drinksomecoffee,instead.抱歉我們沒有茶葉了。喝點(diǎn)咖啡吧e.g.Yousoldit?Youmustbeoutofyoursenses!你把它賣了?你簡直是瘋了！e.g.Hegetstiredeasily;hemustbeoutofshape.他很容易疲倦，一定是身體有毛病。4.beashamedof為……感到羞恥e.g.Yourmotherswouldbeashamedofyou.你們的媽媽要為你們而害羞。5.thereandthen當(dāng)場；當(dāng)即e.g.ItoldhimthereandthenthatIwouldsoonbeback.我當(dāng)時(shí)就告訴他，我很快就會回來的。NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

Activity1Readingcomprehension:MatchtheitemsinColumnAwiththoseinColumnBaccordingtohetext.ColumnAColumnB1.MyfirstmoneyhabitisA.Istartedtoworkwithasalaryofabout16,000dollars2.AtcollegeB.Ievenhadtodo“cashadvance”onmycreditcard3.AftergraduationC.Iappliedasstudentassistant.4.AsmypaycheckincreasedD.worktoearn.5.WhenIwasoutofmoneyE.myconsumptionincreasedanddebtpiledup.NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

Activity2Paraphrasethefollowingsentences.Model:Whenyougohomeafteralongdayofworking,theachingmusclessaysitall.Afteryouworkforawholedayandcomebackhome,yourmusclesacheanditsaystheworkissohard.Nowyoutry:1.Itdoesn’tpaymuchsinceitisagovernmentprojectbutenoughtopaysomeofmydailyexpensesandgrowmyconfidence.

Sinceitisagovernmentproject,mypayisnothigh,butit’senoughformyeverydayexpenses.MeanwhileIbecomeself-confidentbecauseIcanmakesomemoney.2.TheofferIgotthenwasaround16,000dollarswhichwasBIGmoneythenforsomeonewho’sfreshoutofcollegeanddoesn’thavemuchworkingexperience.

ThoughIhavejustgraduatedfromcollegeandhavenoexperienceatall,Igetmyfirstjobandcangetasalaryofabout16,000dollars.3.The“easy”monthlypaymentsneverliveduptoitspromise.

It’seasyformetopaybycreditcardformyconsumptionandIpromisetopayoffthedebtbytheendofeachmonth,However,Ifailtopayoffeverymonth.4.Ihadtofigureitoutnomatterwhat.

IhadtounderstandhowIcanmakeenoughmoneynomatterwhatmethoditis.NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

Readingskills:Paraphrasing改寫是對一篇文章或言語的重述，它用另一種形式表達(dá)出同樣的意思。改寫是對所說或所寫的東西的另一種表達(dá)，可能是一種更清楚，更易理解的方法。一、改寫的規(guī)則1.不要遺漏事實(shí)2.不要替換或更改事實(shí)3.要端正態(tài)度NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

二、改寫的策略1.改變詞性e.g.Chinesescienceandtechnologyhadbeeninaleadingpositionintheworldfor1,000yearsuntilthe15thcentury.（1）Chinahadbeenaworldleaderinscienceandtechnologyfor1,000yearsuntilthe15thcentury.（2）Chinahadbeenleadingtheworldinscienceandtechnologyfor1,000yearsuntilthe15thcentury.直到15世紀(jì)以前，中國的科學(xué)技術(shù)在世界上保持了千年的領(lǐng)先地位。2.改變句子結(jié)構(gòu)e.g.Asasocialistcountry,thedevelopmentofChinawillconstitutenothreattoothercountries.（1）ThesocialistnaturemakesitimpossibleforChina,evenwhendeveloped,toposeanythreattoothers.（2）Chinawillnotbeathreattoothercountrieswhenitbecomesdeveloped,becauseitisasocialistcountry.中國是社會主義國家，它的發(fā)展不會對其他國家構(gòu)成威脅。3.將長句改寫成幾個(gè)小短句e.g.Asasocialistcountry,thedevelopmentofChinawillconstitutenothreattoothercountries.作為社會主義國家,中國的發(fā)展不會對其它國家產(chǎn)生威脅。Chinaisasocialistcountry.ThedevelopmentofChinawillconstitutenothreattoothercountries.中國是一個(gè)社會主義國家。中國的發(fā)展不會對其它國家產(chǎn)生威脅。NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

Activity3Fillintheblankswiththeproperformofwordsgiveninbrackets.1.Weneedmorefeedbackfromtheconsumers(consumption)inordertoimproveourgoods.我們需要從消費(fèi)者那里多得到些反饋信息以提高產(chǎn)品質(zhì)量。解析：從前面的feedback（反饋）可知此處為表示人的名詞，即為消費(fèi)者。2.Afortunate(fortunately)encounterbroughtthetwofriendstogetherafteralongseparation.兩位老朋友長期分離這次才有幸相遇。解析：修飾名詞encounter需要形容詞，括號里的詞為副詞，故需改成形容詞fortunate。3.Heaskedustoassist(assistant)himincarryingthroughtheirplan.他要我們幫助他實(shí)施他們的計(jì)劃。解析：asksb.todo，故橫線處應(yīng)為動詞，括號里的詞為名詞，故需改成動詞assist。4.Ifyouownahome,rent(rental)itoutwhileyou’retraveling.如果你擁有一套房子，當(dāng)你出去旅行時(shí)，可以把它租出去。解析：橫線后面是名詞，則橫線處需要填動詞，即rent。5.Thiscompanywasinseriousfinancial(finance)difficulties.這家公司陷入嚴(yán)重的財(cái)政困難。解析：修飾名詞difficulties用形容詞，故把括號里的名詞變?yōu)樾稳菰~。NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

Activity4TranslatethefollowingsentencesintoEnglish.1.從小在低收入家庭長大，這些孩子已經(jīng)學(xué)會了用各種辦法省錢。（Growingupin…,Ihaveseen/done/….）Growingupinlow-incomefamilies,thechildrenhavelearnedtosavemoneyineveryway.2.如果你想在大公司找工作，就必須積累知識和經(jīng)驗(yàn)。（Ifyouwantto…,youhaveto…）Ifyouwanttofindajobinabigcompany,youhavetopileupyourknowledgeandexperience.3.這個(gè)城市的汽車數(shù)量迅速增加了，空氣污染的水平也增加了。（As…increased,…alsoincreased.）Asthenumberofcarsinthiscityincreasedrapidly,thelevelofairpollutionalsoincreased.4.在我接受治療的14個(gè)月里，我有時(shí)候甚至都不愿意想足球的事情。（ThereweretimesI…）ThereweretimesIcouldnotevenwanttothinkaboutfootballduringthe14monthsofmytreatment.5.不管有什么樣的困難，我都必須克服。（Ihadto…nomatterwhat…）Ihadtogetitovernomatterwhatkindofdifficultyitis.NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

Activity5Writeasummaryofthetext.(open)CultureTips美元（USDollars）美元俗稱美金，是美國的貨幣，貨幣符號為USD。目前流通的美元紙幣是自1929年以來發(fā)行的各版鈔票，主要是聯(lián)邦儲備券。其紙幣面額有1，2，5，10，20，50和100元，鑄幣面額有1，5，10，25，50分和1元。美元紙幣上，印有各種字母、數(shù)字或者圖案標(biāo)記，他們有的用于辨認(rèn)美元紙鈔真?zhèn)?，而有的只是用來宣揚(yáng)信仰。一般在美元中顯著的位置（硬幣在人物頭像的下方，紙幣一般位于反面中線的上方）有一句標(biāo)語“InGodWeTrust”(我們信仰上帝）。自1955年起，國會使它成為法定的國家標(biāo)語。現(xiàn)法律規(guī)定，所有美國硬幣和紙張鈔票上都必須使用此標(biāo)語。NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

TextBMyPersonalFinanceStory(2)BackgroundAboutthebook:RichDadPoorDadRichDadPoorDadisabookbyRobertKiyosaki.Itadvocatesfinancialindependenceandbuildingwealththroughinvesting,realestateinvesting,startingandowningbusinesses,aswellasincreasingone’sfinancialintelligence.RichDadPoorDadiswritteninthestyleofasetofparables,ostensiblybasedonKiyosaki’slife.Kiyosakistressestheownershipofhighvalueassetsthatproducescashflow,ratherthanbeinganemployeeinthebook.NewPracticalCollegeEnglish

新編大學(xué)實(shí)用英語教程

Unit5

Contents1.Summary2.Reception3.RichGlobalLLCBankruptcy4.Definitionofassets5.Publishingsuccess6.References7.Bibliography8.ExternallinksSummaryThebookislargelybasedonK