中國融資性票據(jù)制度改進(jìn)研究 票據(jù) 中國 融資 改進(jìn) 制度

1、中國融資性票據(jù)制度改進(jìn)研究 票據(jù) 中國 融資 改進(jìn) 制度中國融資性票據(jù)制度改進(jìn)研究 本文關(guān)鍵詞：票據(jù)，中國，融資，改進(jìn)，制度中國融資性票據(jù)制度改進(jìn)研究 本文簡介：中文摘要融資性票據(jù)指的是沒有真實(shí)的交易背景，專為融通資金而簽發(fā)的票據(jù)。融資性票據(jù)在我國的實(shí)踐中大量的存在，這種票據(jù)將票據(jù)的信用功能與融資功能發(fā)揮到極致。但是，根據(jù)我國票據(jù)法第10條的關(guān)于真實(shí)交易背景的規(guī)定，這種沒有真實(shí)交易背景的票據(jù)是不合法的。這個(gè)規(guī)定是對(duì)票據(jù)中國融資性票據(jù)制度改進(jìn)研究 本文內(nèi)容：中文摘要融資性票據(jù)指的是沒有真實(shí)的交易背景，專為融通資金而簽發(fā)的票據(jù)。融資性票據(jù)在我國的實(shí)踐中大量的存在，這種票據(jù)將票據(jù)的信用功能與融資功能

2、發(fā)揮到極致。但是，根據(jù)我國票據(jù)法第 10 條的關(guān)于真實(shí)交易背景的規(guī)定，這種沒有真實(shí)交易背景的票據(jù)是不合法的。這個(gè)規(guī)定是對(duì)票據(jù)無因性的限制，將票據(jù)關(guān)系與票據(jù)基礎(chǔ)關(guān)系綁定在一起，與國際的普遍做法相違背。因此，應(yīng)該對(duì)票據(jù)法作出一定修改，確立完整的無因性制度，為我國融資性票據(jù)制度的建立掃清障礙。本文旨在通過對(duì)融資性票據(jù)的理論和實(shí)踐的考察以及對(duì)國外先進(jìn)經(jīng)驗(yàn)的借鑒，提出構(gòu)建我國融資性票據(jù)法律制度的建議。關(guān)鍵詞：票據(jù)無因性；融資性票據(jù)；真實(shí)交易背景；信用評(píng)級(jí)；信用增進(jìn)AbstractThe financing bills is no real trading back ground, notes issue

3、d to financialintermediation. Financing bills in the practice of the presence of a large number of thisnotes credit function and financ ing function to play to the extreme. However, in ourcurrent legal environment, this lack of real trading background is not legal bills. MainlyChinas 10 of the Negot

4、iable Instruments Law provisions on real trading background.Bills without this provision due to restrictions, the bills relationship with billsfundamental relationship bound, is contrary to international common practice, therefore,should be to modify the legislation to establ ish a complete system o

5、f no financing forChina voucher system, establish clear obstacles. The purpose of this paper is tothrough the theory and practice of financing instrument, draw lessons from the relatedsystem in foreign. This paper aim s at the investigation of the th eory and practice offinancing bills, learn from t

6、he advanced experience of foreign countries, put forward thesuggestions of building a legal system of financing bills.Key Words:abstraction principle;financing paper;real trading background ;creditrating;credit promotional目 錄中文摘要Abstract緒 論一、融資性票據(jù)實(shí)踐引發(fā)的問題二、融資性票據(jù)概述（一）融資性票據(jù)的概念、本質(zhì)和產(chǎn)生1、融資性票據(jù)的概念和本質(zhì)2、融資性票據(jù)

7、的產(chǎn)生（二）融資性票據(jù)的特征和作用1、融資性票據(jù)的特征2、融資性票據(jù)的作用三、我國融資性票據(jù)制度的發(fā)展現(xiàn)狀和障礙（一）發(fā)展現(xiàn)狀：立法與實(shí)踐脫節(jié)的困境（二）立法障礙1、學(xué)界關(guān)于我國票據(jù)法第十條的觀點(diǎn)2、筆者個(gè)人觀點(diǎn)：反對(duì)真實(shí)交易關(guān)系（三）與融資性票據(jù)配套的其他體制性障礙1、風(fēng)險(xiǎn)監(jiān)管體制障礙2、交易體制障礙3、信用體制障礙4、信息披露體制障礙四、國外及其他地區(qū)融資性票據(jù)立法例及啟示（一）.地區(qū)融資性票據(jù)立法例及啟示1、.地區(qū)融資性票據(jù)制度簡介2、.地區(qū)融資性票據(jù)立法的啟示（二）美國融資性票據(jù)立法例及啟示1、美國融資性票據(jù)制度簡介2、美國融資性票據(jù)立法的啟示五、我國融資性票據(jù)法律規(guī)制之設(shè)計(jì)（一）對(duì)現(xiàn)行票據(jù)法有關(guān)條款進(jìn)行修改（二）加強(qiáng)對(duì)融資性票據(jù)的規(guī)范監(jiān)管力度1、市場(chǎng)準(zhǔn)入監(jiān)管2、真實(shí)性票據(jù)與融資性票據(jù)分開監(jiān)管（三）建立統(tǒng)一的票