數(shù)字化轉(zhuǎn)型新篇章：通往智能化的“道、法、術(shù)”

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2、+N1/N”1+N/N”1201830%43%1201830%43%11優(yōu)化決策實時分析報告智能決策建議大數(shù)據(jù)智能檢測商業(yè)分析5G云架構(gòu)自動控制實時服務(wù)基于分析體驗優(yōu)化ARVR移動應(yīng)用協(xié)作平臺RPA智能客服線上服務(wù)實時營銷客戶標(biāo)簽精準(zhǔn)營銷生物識別產(chǎn)品線上化精準(zhǔn)定價智能顧問區(qū)塊鏈優(yōu)化決策實時分析報告智能決策建議大數(shù)據(jù)智能檢測商業(yè)分析5G云架構(gòu)自動控制實時服務(wù)基于分析體驗優(yōu)化ARVR移動應(yīng)用協(xié)作平臺RPA智能客服線上服務(wù)實時營銷客戶標(biāo)簽精準(zhǔn)營銷生物識別產(chǎn)品線上化精準(zhǔn)定價智能顧問區(qū)塊鏈分析風(fēng)控IOT實時定制交易實時監(jiān)自動審批智能核身控制風(fēng)險CBA數(shù)字化技術(shù)邊界向智能化延伸 ACB將演進(jìn)路徑劃分為三個

3、階段 ACB230%15%40%230%15%40%22240%13%60%22%26%27%26%12%22%240%13%60%22%26%27%26%12%22%60%60%313%313%Source Deloitte Service LP, State of AI in Enterprise, 2nd edition survey, 201844/44/445566IT資本規(guī)模數(shù)據(jù)規(guī)模IT大眾化產(chǎn)品定制化產(chǎn)品排他性關(guān)系優(yōu)化匹配高轉(zhuǎn)換成本高留存效益1+N1“N”1+N1()1+N1“N”1+N1(),1+N,11NN1171+NNN1171+N人才運營技術(shù)數(shù)據(jù)需求戰(zhàn)略人才運營技術(shù)數(shù)據(jù)需求戰(zhàn)略1+N1+N50%i IT/,88AIAI DNA+DNADNA+DNA+”+”+No FreeLunch AutoML+No FreeLunch AutoMLAutoMLDNANo Free LunchDNA1+N60+1+N60+99-2-3304002-330400Ap